Personal Finance Tracker

Finally Know Exactly Where Every Dollar Goes

Stop wondering why your account is empty at the end of the month. MyLifeManager gives you a real-time view of your income, expenses, debts, and savings — all in one beautifully simple dashboard.

Free forever planNo credit card requiredBank-grade encryptionCancel anytime

Net Balance

$4,846

Income

$6,000

Expenses

$1,154

Spending by Category

Housing$1,450 · 46%
Food$230 · 21%
Health$95 · 10%
Transport$120 · 11%
Entertainment$68 · 7%
Other$47 · 5%

The problem: The average person loses $1,200 per year to untracked spending. 78% of Americans live paycheck to paycheck — not because they earn too little, but because they lack visibility into where their money actually goes.

$0
Average savings
users find in first month
0%
Feel more in control
after 30 days of tracking
0 min
Daily check-in
all you need to stay on track
0+
Currencies
for global users
Spending Breakdown

See Exactly Where Your Money Goes

Smart categorization turns every transaction into insight. Spot subscriptions you forgot about, see which categories are growing, and make decisions based on facts — not guesses.

  • Auto-categorize spending into 15+ categories
  • Month-over-month trend comparison
  • Category budget limits with overspend alerts
  • Annual spending summary and patterns
  • Export to CSV for your accountant

March Spending — $2,010

Housing
46%$1,450
Food
21%$230
Health
10%$95
Transport
11%$120
Entertainment
7%$68
Other
5%$47

Debt Snowball Progress

Student Loan4.5% APR
$4,800 remaining60% paid off
Credit Card19.9% APR
$1,100 remaining66% paid off
Car Loan6.2% APR
$2,400 remaining70% paid off

On track to save $5,748 in interest

Debt-free by Jan 2028

Debt Tracker

Watch Your Debt Disappear

The most motivating thing you can do for your finances is make progress visible. Every payment moves the bar. Every month gets you closer to debt-free.

  • Log all debts with interest rates and minimums
  • Visual payoff progress bar per debt
  • Snowball vs. avalanche method comparison
  • Total interest saved calculator
  • Projected debt-free date at current pace
  • Overpayment impact simulator
Multi-Currency

Your Finances Are Borderless

Track income, expenses, and accounts in 40+ currencies. Earn in USD, pay rent in EUR, save in GBP — see everything unified in your home currency or broken down by each.

🇺🇸

USD

US Dollar

🇪🇺

EUR

Euro

🇬🇧

GBP

British Pound

🇯🇵

JPY

Japanese Yen

🇮🇱

ILS

Israeli Shekel

🇮🇳

INR

Indian Rupee

...and 34+ more currencies supported

Multi-Currency Summary

🇺🇸

USD Account

+$1,200 this month

$8,240

🇪🇺

EUR Account

-€1,450 rent

€2,100

🇬🇧

GBP Savings

+£400 saved

£5,500

Total Net Worth (USD)

$17,492

Everything you need. Nothing you don't.

A complete personal finance system built for real life.

Real-Time Balance

See your true financial position updated instantly with every transaction. No surprises.

Smart Categorization

Auto-organize spending into 15+ categories. Discover patterns you never noticed before.

Debt Tracker

Visual payoff progress, interest savings calculator, and debt-free projections that motivate.

40+ Currencies

Track income and expenses across any currency with automatic base-currency conversion.

Collections Tracker

Track money people owe you — freelance invoices, personal loans, deposits. Never miss a receivable.

Instant Insights

Month-over-month trends, category alerts, and net worth tracking in one unified dashboard.

Real People, Real Results

4.9 average · 3,800+ reviews

"I used to dread looking at my bank account. After one month with MyLifeManager, I found $480 in subscriptions I'd forgotten about and paid off a credit card I'd been carrying for 2 years. This app genuinely changed my relationship with money."

RM

Rachel M.

Freelance Graphic Designer · Self-employed

"The multi-currency feature is exactly what I needed. I earn in USD, pay rent in EUR, and have a savings account in GBP. Finally one place that handles all of it without making me do mental math."

DK

David K.

Software Engineer · Remote — based in Berlin

"The debt tracker is incredible. Watching that payoff bar move every month kept me motivated enough to pay off $12,000 in student loans 14 months ahead of schedule."

PS

Priya S.

Marketing Manager

Frequently Asked Questions

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Take Control of Your Financial Life Today

Join thousands of people who stopped guessing about money and started making intentional financial decisions.

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